价格走势与黄金背道而驰:比特币还是避险资产吗?

来源:碳链价值(ID:cc-value)

作者:江小鱼、Alice

 

近几周来,黄金一直保持上涨势头,并有继续上涨的势头。黄金的支持者们认为,现实一次又一次验证着黄金作为一种避险资产的可靠性,因此如果你真的想要避险,应当选择的是黄金而非比特币。


随着新型肺炎开始在日本、韩国和意大利相继爆发,全球市场的恐慌情绪进一步蔓延。北京时间24日晚,欧洲股市普遍大幅下挫,其中德国股市和法国股市跌幅均超过4%,英国股市跌幅约3%。美股亦大幅低开,标普跌逾3%,道琼斯指数开盘暴跌近1000点,纳斯达克指数跌幅也超4%。与此同时,作为避险资产的现货黄金价格创下近年来新高。

然而,令人大跌眼镜的是,此前被称「避险资产」比特币却随着美股一起下跌。随后几日,全球股市不改低迷下跌的态势,而比特币不仅未能发挥什么避险功能,反而开启了「风暴式的」暴跌:2月25日比特币跌幅达3.1%;2月26日比特币跌破9000美元,跌幅达4.28%;2月27日,比特币一度跌至8531美元,跌幅超4%。

短短4日,比特币便从10000美金跌至了8500美金。从价格上看,比特币不仅未能起到任何对抗全球股市下跌风险的作用,其跌幅甚至比股市更为可怕。

人们不禁要问:比特币还能算是「避险资产」吗?

 

01 去「杠杆」下的暴跌


 

一种观点认为,比特币此次下跌与全球股市暴跌无关,乃是其背后的内在逻辑所致。比特币下跌的原因,就埋在了其上涨的原因中。

而本轮比特币为何上涨呢?从资金上看,似乎没有大量的新增资金入场;从人数上看,也没有看到多少新人进场。那么本轮比特币一路上涨的背后原因,还是在存量资金的博弈之中。

借由「减半行情」作为宣传,圈内人一直在期盼「减半行情」的到来;再通过借贷,多军撬动了杠杆来为比特币的上涨加码。而当杠杆过高,借不到更多的钱来入金时,比特币的行情就只能进入震荡甚至是下跌的轨道了。前段时间场内USDT价格飙涨,满场都在找USDT却难以找到,似乎可以证明这个判断。——这些USDT几乎都被人借走做杠杆了。

这种观点认为,比特币的「暴跌」并不是因为「减半行情」结束了,或者比特币随着全球股市一同暴跌了,而是因为多军的杠杆支撑不下去了。事实上,在比特币和全球股市一同暴跌之前,比特币已经震荡下跌了近十天。

那么比特币接下来是否还会再上涨呢?一位在比特币圈内呆了近5年、比特币持币量近百个的玩家给出了他的看法:

“上涨还是会上涨的,但是多军被血洗了,光是这两天就爆了50多个亿。大家都在说什么「减半行情」,结果产量没有减半,多军手里的币先减半了。对于比特币市场来说,这一波杠杆去掉了,后面的价格走势会更健康。”

这位不愿意透露真实姓名的玩家还说:“其实我想对完合约的朋友们说,牛市多暴跌,牛市来临前回调个10%-20%并不罕见。因为大家都看多,所以每一次暴跌庄家都能有格外多的收获。所以你就是真看涨,也是不能够加那么多杠杆的。现在爆完了,就算你还看涨,手里也没有筹码了,那又有什么用呢?”

 

02 比特币只能算是「另类资产」,称不上「避险资产」


 

虽然观点一解释了为什么比特币近日暴跌,但却不能解答比特币是否是「避险资产」。

什么是「避险资产」?就是随着市场变化,价格不会波动太大的一类较为稳定的资产,譬如黄金、美元等等。当像股票、债券这样的风险资产暴跌时,避险资产可以起到「资产避风港」的作用。

虽然长期以来,数字货币圈一直把比特币塑造为「数字黄金」,但从比特币这一周的价格表现来看,「数字黄金」远不及真正的黄金,令人失望。

为何中美贸易战、苏莱曼尼被暗杀等事件下比特币能够大幅上涨,但在这一次全球股市下挫之时它却下跌了呢?难道它只能对抗地缘政治风险,却不能够对抗全球性的金融风险?我们究竟应该把比特币视为「风险资产」还是「避险资产」?这些都是非常重要的问题。

对于这些问题,中国人民大学金融科技研究所高级研究员蔡凯龙有着较为深刻的看法。他在写于2019年的文章《比特币是安全的避险资产吗?》一文指出,比特币市场容量太小,避险特征不稳定,此外本身还自带巨大风险,因此称为“数字黄金”名过其实。

而在其最近撰写的文章中,他又指出:“如果在3年前,那时候还没有稳定币,比特币才有数字黄金的功能。稳定币的出现,让比特币已经没有明显的避险功能,反而是波动大的风险投资。”

因此,虽然比特币被币圈冠名「数字黄金」,但其本身更像是一个风险资产,不能用来对抗风险。然而这是否意味着比特币没有价值呢?答案是否定的。

蔡凯龙认为,我们可以利用比特币固定有限发行量特性,通过长期持有比特币来对抗长期通胀。此外,比特币具有与众不同的价格走势,因此可以成为另类资产组合中的最佳选择。

 

03 如果你想避险,应该选择黄金或者USDT


 

自人们进入黑天鹅事件频发的2020年以来,黄金创下了七年来的新高,在本周达到了1670美元/盎司,今年整体上涨了10%。对于一种非波动性资产来说,黄金的表现令人印象深刻。

Peter Schiff是黄金的狂热信徒,同时也是比特币的著名抨击者。他在2月25日发布推文称:“比特币迷和CNBC主播应该清楚,比特币是数字风险,而不是数字黄金。过去5个交易日,道琼斯指数下跌7.3%,纳斯达克指数下跌7.9%,Grayscale比特币信托基金下跌22%。相反,黄金价格GLD上涨了1.6%。很明显,比特币狂热者和CNBC主播应该认定比特币是数字风险,而不是数字黄金。”

近几周来,黄金一直保持上涨势头,并有继续上涨的势头。黄金的支持者们认为,现实一次又一次验证着黄金作为一种避险资产的可靠性,因此如果人们真的想要避险,应当选择的是黄金而非比特币。

此外还有人认为,USDT也可以充当避险资产。尽管比特币的价格暴跌,但USDT的价格却依然稳健,甚至是更高。尽管美元兑人民币的汇率为7.01,然而据各大交易所的数据显示,一个USDT已经卖到了7.14-7.16元人民币。

而至于比特币,在接下来全球市场愈发不确定的情形下,它可能上涨,亦可能继续下跌。由于市场容量较小,且价格更容易被期货市场影响以及被巨鲸所操纵,比特币的行情几乎是独立于其他市场的。

目前,比特币保持在8800美元左右的支撑位。据Bitcoinist文章分析,一旦比特币守不住这一支撑位,那它将滑落至8300美元。

读懂以太坊的生命之树

撰文:Ryan Sean Adams,加密货币投资基金 Mythos Capital 创始人、电子杂志 Bankless 主编

编译:詹涓

来源:链闻

 

我小时候喜欢回合制策略游戏,比如「文明」。你玩过没?

你可以从石器时代的狩猎采集社会玩起。你的目标是利用资源和时间,按照下面这张图所示的科技树,来升级你的社会:

(为了保护你的颈椎,建议横屏手机阅读下图😊)

学习字母表,可以帮助你解锁写作、数学和法律技能。有了法律和写作技能,你就可以开启文学的大门,进而了解哲学,最终构建一种新的政府形式——共和国。诸如此类。

你们的文明不能直接跳跃到飞行和核裂变!你知道要达到这个目标需要多少技术吗?要累积无数个时代的价值!需要 20 个回合才能等到文艺复兴,科学重生,再用 10 个回合才能等到工业革命,获得必要的机器,而你甚至还没有进入青铜时代!

这些技术就像树上的分支,每个分支都依赖于许多其他分支。有些分支看起来像是死胡同,但实际上它们只是在等待正确的技术组合来保持增长。有时候,你所需要的只是时间;有时,需要投资催化剂。

你有没有注意到,以太坊经济的运作方式跟科技树一样?

来,让我们细细过一遍这棵「树」:我们从以太坊开始,这是石器时代的经济网络。除了传输 ETH 或投机外,没有多少事可做。

过了几个回合。哦,这是什么?我们已经解锁了代币 ERC20 标准,也就是给资金 +30 分。代币有正面副产品,那就是增加 ETH 的货币性,但也有负面副产品,给诈骗 +25 分。

又过了几个回合。事实证明,ICO 并不是唯一被解锁的 ERC20 代币。结合 ETH 作为储备资产代币,我们可以解锁 Maker,这是一种协议,给予我们贷款( +20 分),并产生 DAI。我们的第一场大胜!

我们已经解锁了世界上第一个免许可稳定币!没有 ETH 和代币,是不可能实现这个目标的。

现在我们有了 DAI(ETH 的一种稳定币),接下来又有哪些可能呢?

我们可以解锁 DAI 储蓄率(DSR)。我们的经济储蓄协议能够 +25 分。DSR 为 Argent (可用性 +20 分)等功能丰富的智能合约钱包打开了大门。DAI 在 Compound(贷款 +20 分)和 dYdX (保证金 +15 分)中催生了流动性,并帮助设定银行稳定币的 DeFi 贷款利率。

看出来以太坊的经济科技树是如何运作的了吧?

没有 Uniswap,你不可能得到具有高度流动性的 Synthetix。如果没有 ETH 流动性交易对,你就不会有 Uniswap。

你想解锁以下资产吗?

  • 像 tBTC 这样的把比特币代币化?你首先需要 ETH + ERC20;
  • 铸造合成资产?你首先需要 ETH + ERC20 + Uniswap;
  • 匿名的稳定币?你首先需要 ETH + ERC20 + DAI + AZTEC。


有时候,我们很幸运,能够解锁一个重大的经济突破,比如 Uniswap,它注定要成为我们的树的一个根分支,就像字母表或轮子一样,它是其他数百个分支的先决条件。其他时候,某项技术似乎就像现在的 Augur 一样停滞不前,但也许 Augur 只是暂时蛰伏,等到着某个稳定币繁荣发展。(Augur 将在几个月后引入 DAI。)

我们无法提前预知以太坊的科技树,它充满了意外。即使是最优秀的加密货币投资者也可能只看到前面的一两个分支。这是很正常的。当你可以买 ETH 并押注于整棵树的时候,何必还要押注于单个的树枝呢?

但是,基于其目前的状态,将 ETH 和 DeFi 斥为「非机构级别」或「太原始」或「只能自己跟自己比」,那就大错特错了。

谁能料到一群穴居人会把人类送上月球呢?

谁能想到,一个低吞吐量的「魔币」网络,有朝一日会成为全球开放的金融体系?

我们!

也许这是因为我们知道科技树的复利之力。

或许华尔街和银行应该发动一场「文明 III」游戏,以免痛失良机。

FCoin Working to Resume Operations, Promises to Return Lost Funds

What can I do to prevent this in the future?

If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware.

If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices.

Cryptocurrency Adoption: How Can Crypto Change the Travel Industry?

What can I do to prevent this in the future?

If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware.

If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices.

Bitcoin Sees Corrective Price Bounce After Hitting One-Month Lows

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  • Bitcoin has made a recovery after falling to a recent low near $8,500 overnight.
  • Short duration charts are calling for an extension of an ongoing corrective bounce to $9,000.
  • A move above key resistance at $9,430 is needed to weaken bearish pressure.

Bitcoin has bounced from one-month lows hit early on Thursday and may extend the recovery to $9,000. 

The cryptocurrency is currently trading at $8,800, having hit a low of $8,520 at 01:15 UTC this morning – a level last seen on Jan. 26, according to CoinDesk’s Bitcoin Price Index

Back then, bitcoin was starting a rally toward a multi-month high of $10,500 on Feb. 13. Now, however, the picture has become more bleak.

Bitcoin lost its upward trajectory on Feb. 19 when prices fell by 5.8 percent, violating the bullish trendline rising from Jan.3 and Jan. 26 lows. The downside move gathered pace after bull failure to defend $9,400 on Monday activated a bearish head-and-shoulders pattern on technical charts. 

The $1,500 sell-off seen in the last three days has violated the short-term bullish trend and exposed deeper support levels. However, signs of seller exhaustion seen on the intraday charts suggest scope for an extension of the ongoing recovery rally. 

4-hour chart

The previous 4-hour candle closed on a positive note, suggesting a weakening of downside momentum. That is backed by the long-tail attached to the preceding hammer candle.

A below-30 reading on the RSI indicates bitcoin is oversold, an indicator that’s has also gained credence with the hammer candle. 

As a result, bitcoin could soon challenge the psychological hurdle of $9,000. A break higher would shift the focus to the descending trendline resistance, currently at $9,275. 

The case for a corrective bounce would weaken if a 4-hour candle closes below $8,520 – the low of the hammer candle shown above. That would imply a continuation of the bearish move. 

Daily chart

Bitcoin closed (UTC) well below the Feb. 4 low of $9,075 on Wednesday, invalidating the bullish higher-lows set-up and putting the bears into the driver’s seat. 

The 5- and 10-day averages are trending south, indicating a strong downside momentum. Here, there are no signs yet of oversold conditions: the RSI is hovering in bearish territory below 50 and suggesting scope for a further drop.

Put simply, the daily chart is aligned in favor of a drop to $8,280 (100-day average) and $8,213 (Jan. 24 low). 

The bias will remain bearish as long as prices are trading under the former support-turned-resistance of the head-and-shoulders neckline, currently at $9,430. 

Disclosure: The author holds no cryptocurrency at the time of writing.

Disclosure Read More

The leader in blockchain news, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups.

How Millennials Will Inherit Trillions And Buy Bitcoin

bitcoin millennials Bitcoin

How Millennials Will Inherit Trillions And Buy Bitcoin


There is a lot of antipathy and mistrust over bitcoin from the current baby boomer generation which largely doesn’t understand the technology. Millennials on the other hand have been brought up with tech and they’re about to inherit trillions.


A Millennial Bitcoin Boom?

According to statistics an estimated $60 trillion in wealth will be passed down from boomers to millennials over the next 30 years. Boomers are defined as being born between 1946 and 1964 so an estimated 10,000 of them turn 65 every day.

Ikigai Fund manager Travis Kling posed the obvious question:

Boomers are generally old school investors that prefer traditional assets such as blue chip stocks and commodities, they are risk averse.

This can be evidenced by some of the repetitive commentary from some of the boomer characters on crypto twitter that revel in bashing bitcoin at every opportunity.

They do not understand the technology and do not want to; most of them have already made their millions, some have made billions. A generational paradigm shift is about to occur.

Massive Mistrust of Banking System

The global economy is in dire straits, that much was true even before the Coronavirus (Corvid-19) outbreak put the world on red alert. Booms and busts are cyclical and the last big one was in 2008.

Back then housing markets started to fall and banks were over lending, allowing people to take out loans at over 100% the value of their property.

Banks were also engaging in trading profitable mortgage-backed securities, backed by home loans as collateral, that they sold to investors. Financial institutions around the world owned these mortgage-backed securities, but they were also into mutual funds, corporate assets, and pension funds.

The banks demanded more mortgages, often lending to non-credit worthy people, to prop up their profits from the sale of these derivatives. The bubble eventually burst so to say that banks caused the last financial crisis is an understatement.

Millennials were born between 1981 and 1996 according to the Pew Research Center so many have vivid memories and experiences from this global economic crisis. Most of them came of age and entered the workforce facing the height of this recession and many are now laden with debt.

Therefore a massive distrust of the banking system which caused this collapse is prevalent among this demographic. This was highlighted by Satoshi Nakamoto in his now famous whitepaper;

“The central bank must be trusted not to debase the currency, but the history of fiat currencies is full of breaches of that trust. Banks must be trusted to hold our money and transfer it electronically, but they lend it out in waves of credit bubbles with barely a fraction in reserve.”

It stands to reason then that a large portion of this wealth will not go into the banking system or old school assets, but into a technology that is immutable, finite, and can be trusted – bitcoin.

Will millennials drive the next bitcoin boom? Add your comments below.

Bitcoin and Ether Market Update: February 27, 2020

Bitcoin and Ether Market Update: February 27, 2020

Total crypto market cap lost $37.5 billion from its value since Monday morning and now stands at $246.2 billion. Top ten coins are all in red for the last 24 hours with Litecoin (LTC) and EOS (EOS) being the biggest losers with 11.5 and 9.3 percent of losses respectively. At the time of writing Bitcoin (BTC) is trading at $8,722 on the Bitstamp daily chart, while ether (ETH) moved to $218 and Ripple’s XRP fell down to $0.231.

BTC/USD

Bitcoin registered one of its best session in the last few days and moved up to $9,968 on Sunday, February 23. The coin added 3 percent to its value as bulls were ready to test the $10,000 support.

The new week, however, started with a large selloff in traditional markets, which did not spare digital assets. The latest development around the Coronavirus COVID-19 outbreak played a major role as the supply chain industry was slowing down in the absence of proper treatment and prevention for the disease.
The BTC/USD pair was rejected hard at $10,000 on the first trading day of the week and lost 3.2 percent of its value before stopping at $9,652.

24-hour trading volumes slightly increased from around $32 billion during the weekend to $38-$40 billion on Monday and Tuesday as more and more positions were liquidated. This, combined with the persisting bear pressure resulted in a sharp drop to $9,298 on Tuesday, February 25. The leading cryptocurrency broke below the $9,500 support zone (Fibonacci 23.60 level) for the first time since February 5.

The mid-week session on Wednesday was no different and BTC formed its third consecutive red candle on the daily chart with. It fell below the 50-day EMA and lost another 5.6 percent of the price while breaking the next obvious support zone – $9,150 – $9,000, also near Feb 38.20. The most popular cryptocurrency stopped at $8,775 and found support at the 200-day EMA.

ETH/USD

The Ethereum Project token ETH climbed up to $275 on Sunday, February 23 and bulls were getting ready to test the important resistance line.

The leading altcoin opened the new trading period on Monday by following the general crypto trend. The coin closed the session at $265 after falling as low as $255 during intraday.

On Tuesday, February 25, the ETH/USD pair continued to slide and reached $246 while losing 7 percent of its value. It broke below the $250 support and did not stop in front of the Fibonacci 23.60 line at $247.

The 24-hour trading volumes remained stable between $17-$19 billion on the first two weekdays, but bears were taking advantage of the lower volumes and were successfully pushing price down.

On Wednesday, the ether nosedived to $221 in the first half of the day smashing through both the $230-$225 support area and Fibonacci 38.20 level at $222 to reach $214. The $222 mark was a long-standing support/resistance in the last few months. The coin managed to recover some of the losses in the late hours of trading and ended the day at $223, above the mentioned line.

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Ukraine Justice System Employee Caught Mining Crypto at Work

An IT staffer at Ukraine’s State Judicial Administration has been charged with illegally mining cryptocurrency at his workplace. 

The prosecutor’s office of Kyiv reported Wednesday on its Facebook page that, together other agencies, it has completed an investigation into the employee who worked in the data systems division of the court administration department.

The unnamed individual is said to have taken advantage of the equipment and internet bandwidth allocated for Ukraine’s court documents database and the Judiciary web portal to mine cryptocurrency from January to May 2018. He is additionally alleged to have used workplace servers to host external websites, including three online stores and a website for motorcycle fans, the prosecutors office said.

The employee has been charged with illegal intervention in the work of computers and computer networks, and in the distribution of harmful software. According to Ukraine’s criminal code, if found guilty he faces up to 6 years in prison and a ban on working in government agencies.

The news follow a handful of other cases of illegal mining by government employees in the country. Last November, Ukraine’s railway administration (Ukrzaliznytsia) caught employees mining crypto using the company’s power capacity in the city of Lviv. And in August, law enforcement uncovered an illicit crypto mining facility at the South Ukraine Nuclear Power Plant.

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The leader in blockchain news, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups.

大厂布局区块链的技术创新与探索丨巴比特产业迎新大课

2月26日,在巴比特产业迎新大课第二课上,蚂蚁区块链首席解决方案架构师马世韬以《大厂实践篇:重金布局,区块链技术创新与探索》为主题做了分享。

马世韬表示,区块链是数字时代解决信任问题的新架构,信任是区块链带来的最核心的价值。当前,区块链落地最大的挑战不是技术问题,而是业务痛点。用户不必过于纠结于区块链平台是否开源,而是要根据商业需求选择需要的平台。

以下为本节课程的内容概要,详细内容可收看课程回放:《大厂实践篇:重金布局,区块链技术创新与探索

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01、蚂蚁金服是谁?


 

蚂蚁金服是一家科技公司。致力于用数据和技术来助力金融机构和合作伙伴。目标是为小微企业和消费者带来平等的金融服务。

移动支付、数字金融、智能科技、全球化,是蚂蚁金服4个层面的能力。其中,智能科技板块包括了区块链,我们希望通过智能科技的能力,能够把蚂蚁金服在过往的时间里获得的科技的解决方案,科技的产品,通过这样的一个能力输出给金融客户、产业客户和中小微企业的最终客户。

 

02、对“政治局集体学习”的思考


 

去年10月24号,政治局集体学习区块链的消息出来之后,在整个行业带来非常大的反响。蚂蚁金服的解读是什么?

第一,战略契机。体现在:①国家对区块链技术和产业发展的支持让包括我们在内的从业者非常振奋;②区块链技术作为国家战略是党中央国务院高瞻远瞩的技术产业布局,可以把握全球创新机会;③区块链作为国家战略,将对中国核心基础科学创造更大创新机会。

第二,区块链+。体现在:①对中国数字经济产业和实体经济发展带来重大机遇,对实体经济和小微企业带来发展机遇;②区块链核心技术自主创新作为重要突破口,攻克一批关键核心技术;③点名“区块链+”供应链、“区块链+”政府、“区块链+”民生;④加快区块链和人工智能、大数据、物联网等前沿信息技术的深度融合,推动集成创新和融合应用。

第三,坚持创新投入。政治局集体学习”,更加坚定了蚂蚁金服继续进行创新投入的决心:① 蚂蚁金服坚持投入来开发区块链核心基础技术,连续三年专利申请量全球第一。自主研发核心技术点有能力,有信心转优势为胜势;②获得业界高度认可。拿下乌镇世界互联网大会和IDC、MIT、Gartner等众多国内外大奖;③过去落地数十个场景,目前正在加速,成为“最佳实践的区块链平台”。

 

03、从“信息互联”到 “价值互联”


 

过去的20年的信息互联网,人们通过“上网”解决信息不对称的问题,互联网改变了人们的生活和交流方式。

现在的消费互联网,人们通过“上云”,互联网从服务消费者的资源进化成企业数字化转型的关键型支柱。

未来的20年的价值互联网,人们通过 “上链”,让更多的价值(资产)数字化,让人、设备、商业、社会协同创新。

 

04、区块链是数字时代解决信任问题的新架构


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区块链不是一个新的技术,而是多种技术的组合。

其中,全网分布保存可以让数据高安全防丢失;多方共识记账,可以确保数据不可篡改与复制;块的链式结构,可以让数据防删除可追溯;智能合约,可以确保数据自动的规则;密码学机制,可以保证数据的安全与隐私保护。

区块链经历了三个发展阶段,特征各不相同。区块链1.0的特征是分布式账本、块链式结构、默克尔树、工作量证明。区块链2.0的特征是智能合约、虚拟机、去中心化应用。区块链3.0的特征是多链系统、新型共识算法、隐私保护、数字孪生。

 

05、从“价值互联网”到 “新契约时代”


 

我们所畅想的价值网络,它会通过产业连接器的能力,渗入到产业的各个方面,再将各个产业的数据抽取出来资产化,放到区块链上。

在价值网络的基础上,还会催生新的契约互联网。如果我们签了这样一个契约之后,你不需要担心有人会违背契约,因为所有的逻辑在数字化时代里,都能够被自动执行。

 

06、万链互联时代的协作网络


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在万链互联时代,不同类型的网络,通过跨链协作,各个企业只需关注对自身最有价值联盟或者体系,聚焦做好自己的业务,其它事情通过跨链的聚集到不同的业务联盟,从而提升整个网络的效率,降低业务成本。

 

07、重塑数字金融体系的科技力量


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“BASIC”(BlockChain、AI、Security、IOT、Computing)是数字经济时代,最重要的几个能力。

在数字经济时代,区块链是可以帮助重构底层信任的基础设施,而我们认为信任是区块链最核心的价值。

 

08、蚂蚁区块链平台全景图


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蚂蚁区块链平台,从下到上依次包括基础设施层、云资源层、BaaS、BaaS Plus和应用层。其中,BaaS支持Hyperledger Fabric、企业以太坊Quorum。

 

09、蚂蚁区块链落地案例


 

蚂蚁区块链成立于2016年,目前拥有400多名员工,是国内最大规模的区块链团队。自2017年开始,连续3年位居全球专利数第一。蚂蚁区块链从2017年开始对外做商业化的场景的探索,包括但不限于以下:

蚂蚁双链通:服务小微企业,助力实体金融发展。

把供应链上的贸易信息流和票据流全部沉淀到区块链上,形成一个自然发生的基于真实贸易信息的可信数据,核心企业的应收应付凭证,通过区块链流转到二级、三级乃至多的供应商。 最大的价值是:通过区块链把自然发生的贸易信息变得可信,金融机构可以选择其中认为可信的部分进行金融服务。

TaaS溯源平台:让商品更保真,让消费更安心。

通过把产业链进行上链,形成说链上不可变的记录,消费者能够看到很远的地方,源头也是可信的。商品溯源还可以构建消费者端营销回路

司法存证服务: 让天下没有难打的官司。

将身份、信息、资产、行为等数据上链,存证到法院等司法机关后,任何人无法篡改。发生纠纷(如违约、侵权等)时,法院链上取证,在线审理,使得企业能够高效解决纠纷。

数字物流:物流链路的可视可信可追可查。

无车承运平台的运单实时上链,保证运输各阶段发生时间的真实性。运输完成后联合多方进行资金核验和轨迹核验,做到信息流、物流和资金流的三流合一。

可信运单报送物流监管和税务监管部门,链上数据留存,确保经营数据真实合规。

货主/物流公司/无车平台根据自己的真实经营数据,向金融机构申请普惠金融服务,获得授信后进一步扩大经营规模,减轻资金压力。

向货车司机提供有竞争力的保险产品,包括的意外险和健康险等;此外也可向货主和司机提供货损险、车损险等。

帮助司机获得汽车后市场、加油加气的折扣,减轻司机的负担。

BaaS平台创新:更多面向行业的数字化创新模式。

 

10、两个维度思考如何选择商用区块链平台


 

第一要选择高可靠、高性能、可持续、安全、高ROI的技术平台。第二要选择接受场景实战,历经打磨考验的技术平台。

蚂蚁区块链专注核心技术积累,具备金融级平台技术特性。在可扩展性方面,能够支撑10亿账户模型和10亿日交易量的体量。在隐私保护方面,有很多先进的加密的算法,能够在提升效率的同时也保证安全。 在存储方面,新型的区块链存储技术能够带来50%的成本的下降。跨链方面,弹性扩容每秒钟10万次跨链消息的处理能力。

以上为第二课直播30%的亮点内容,下期课程请收看:

三、金融格局篇:区块链技术能否成为金融皇冠上的明珠

再破记录!推特创始人Jack Dorsey的支付公司Square第四季度卖出1.78亿美元比特币