One Wallet Owns 27% of Ether Behind MakerDAO’s Sai Stablecoin

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Indian Prime Minister Modi Awards Young Entrepreneur for Cryptocurrency App

Indian Prime Minister Modi Awards Young Entrepreneur for Cryptocurrency App

Indian Prime Minister Modi Awards Young Entrepreneur for Cryptocurrency App

India’s Prime Minister Narendra Modi has awarded a young entrepreneur for her cryptocurrency price tracking application while the government is still deliberating on the country’s crypto policies. News.Bitcoin.com caught up with the award recipient to find out more about her app. Meanwhile, the Reserve Bank of India (RBI) is being challenged in the supreme court regarding its crypto action.

Also read: Regulatory Roundup — New US Crypto Tax Bill, Central Banks Join Forces on Digital Currencies

Modi Awards Creator of Crypto App

While the Indian government is deliberating on whether to regulate or ban cryptocurrencies in the country, Prime Minister Narendra Modi has awarded a young entrepreneur for her cryptocurrency tracking app creation. Modi tweeted on Jan. 24: “I am delighted that the very talented Harshita Arora has been conferred the Bal Shakti Puraskar 2020 … She has been focussing on a wide range of sectors. Her passion towards science, technology and human welfare are clearly visible.”

The award recipient, 18-year-old Kumari Harshita Arora, created an app called Crypto Price Tracker, a portfolio management and price tracking tool for cryptocurrencies, which she designed herself.

Interacting with the award winners at his residence, the prime minister said that he is proud to see the awareness of their duty towards society and the nation, local media reported. There were 49 winners in various categories; Arora was awarded the Bal Shakti Puraskar 2020 for her excellence in innovation. Noting that he gets inspiration and energy from the award recipients, Modi was quoted as saying: “When I was getting introduced to you a while back, I was really surprised. The way you all have tried in different fields, the work that has been done at such a young age … is amazing.” The prime minister added:

Whenever I hear about such courageous work of all you young comrades, talk to you, I also get inspiration and energy.

The Bal Shakti Puraskar award is given by the government of India every year “to recognize exceptional achievements of our children in various fields i.e., innovation, scholastic achievements, social service, arts & culture, sports and bravery,” explained the government’s website. It is also “to recognize the contribution of dedicated individuals and institutions, whose tireless efforts complement the actions taken by the government of India for the welfare of children.”

Arora’s Crypto Tracking App

News.Bitcoin.com caught up with Arora who shared some details about her award-winning app. “I created a cryptocurrency portfolio management and price tracking application called Crypto Price Tracker and launched it on the App Store in Jan 2018,” she told the news team, noting that it was later acquired by Redwood City Ventures. The entrepreneur elaborated:

My app received a lot of positive feedback from the crypto community and got thousands of paid downloads in the first 24 hours of launch which led it to becoming the #2 app in the Finance category of the App Store.

Some screenshots of the crypto app Arora created.

Crypto Price Tracker is a portfolio management app that does price tracking and customizable alerts. It tracks the prices of over 1,000 cryptocurrencies from over 18 exchanges in 32 fiat currencies. It also provides price charts for all monitored cryptocurrencies during the last one day, one week, one month, three months, and one year.

Users can create time-based alerts to get prices of a coin as a push notification regularly or at a specific time. They can also create price threshold-based alerts to get notifications when the price of a certain coin drops, rises or changes by a certain percentage. The app is available in the Apple app store, but not in the U.S., however.

Is the Indian Government Changing Its Stance on Crypto?

An entrepreneur winning such a prestigious award from the Indian government for crypto-related work came as a surprise to many in the crypto community since lawmakers have been considering an anti-crypto bill. The interministerial committee (IMC) headed by former Finance Secretary Subhash Chandra Garg recommended a ban on all cryptocurrencies, except state-issued ones. Garg has since resigned but maintains a negative view on the future of cryptocurrencies.

“Now this is interesting,” Varun Sethi, also known as Blockchain Lawyer, tweeted in response to the news of Arora receiving the award, pointing out that the “draft law by the interministerial committee imposes punishment for direct / indirect use of cryptos.”

Indeed, the crypto bill drafted by the IMC states that “No person shall directly or indirectly use cryptocurrency in any manner,” including providing cryptocurrency-related services to consumers or investors. Those in violation face a fine or imprisonment of “not be less than
one year but which may extend up to ten years, or both,” according to the text of the bill. However, the bill has not been introduced in parliament and the Indian crypto community believes that it is flawed and will not be introduced as is.

Indian social media influencer by the name “Shalini” commented, “India is in a love-hate relationship with cryptocurrency,” adding:

While RBI fights against crypto in the supreme court, our prime minister just awarded Harshita Arora a prestigious award for innovation in various fields including crypto (she created a crypto price tracking app).

The Reserve Bank of India has repeatedly displayed its negative stance towards cryptocurrency. In April 2018, it issued a circular banning regulated financial institutions from providing services to crypto businesses. The supreme court is currently hearing the petitions against this ban, which will resume next week.

What do you think of Prime Minister Modi giving an award to Arora for her crypto price tracking app? Let us know in the comments section below.

Disclaimer: This article is for informational purposes only. It is not an offer or solicitation of an offer to buy or sell, or a recommendation, endorsement, or sponsorship of any products, services, or companies. Bitcoin.com does not provide investment, tax, legal, or accounting advice. Neither the company nor the author is responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in this article.


Images courtesy of Shutterstock, Harshita Arora, and the Indian government.


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Kevin Helms

A student of Austrian Economics, Kevin found Bitcoin in 2011 and has been an evangelist ever since. His interests lie in Bitcoin security, open-source systems, network effects and the intersection between economics and cryptography.





Crypto and Blockchain Firms Pitch In to Help Coronavirus Victims

What can I do to prevent this in the future?

If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware.

If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices.

盘点二月份有重大进展的DeFi项目:Aave & Genesis Vision

无论牛熊,币圈不缺话题热点,本月热点非BSV莫属。BSV从月初92美元上冲至455美元,涨幅近5倍。澳本聪是否是真的中本聪,再次引发热议。市场不乏追捧的热点,博得众人眼球,反而很少有人去关注默默做事的团队。热潮过后,静下心来,我们回头来看,之前头等仓一月份整理的项目重大进展,现在情况如何?

一月份如期交付的亮点项目有Aave和Genesis Vision,都属于金融领域。Aave项目主营去中心化借贷,Genesis Vision致力于构建一个去信任机制的私人投资管理平台。

Defi借贷新秀Aave


Aave协议于1月9日正式发布,解决了点对点撮合借贷双方的低效问题,引入去中心化借贷池DLP。存款人将加密货币存入去中心化借贷池,获得存款利息。借款人抵押加密货币,从借贷池中借取资产,按区块时间付息,随借随还。Aave协议让借贷双方需求及时满足,增大产品使用效率。

目前支持的抵押品16种,分别是BAT、DAI、ETH、KNC、LEND、LINK、MANA、MKR、REP、TUSD、USDC、USDT、WBTC、ZRX、SUSD和SNX,其中5款稳定币。

头等仓整理统计了产品上线后的使用数据,截至1月20日,资产规模达到392万美元,出借资金达到94万美元,资产使用率达到24%。

用户抵押借款时,除了支付贷款利息外,还需要支付手续费。手续费是借款金额的0.25%,其中手续费的80%将用于回购LEND销毁。截至1月21日,这部分用于回购销毁的手续费累计有1,785美元。余下的20%将用于推荐奖励,奖励给申请贷款的推荐人,相当于推广费用直接分发给用户,能起到一定的口碑营销推广的效果。

Aave最佳的参照产品是Compound,产品原理相似,只是Compound并没有涉及代币,属于无代币的协议类项目。2018年9月27日Compound产品推出,5个月之后,到2019年3月 Compound的资金池规模达到2400万美元,目前Compound的资产规模超1亿美元,支持的加密货币8种有BTC、BAT、DAI、SAI、ETH、REP、USDC和ZRX,其中稳定币3种。

后续,我们将重点关注Aave的产品规模何时能达到3000万美金,若达到3000万美金后,存在与Compound正面竞争存量资金的可能。

Aave在推出去中心化借贷池之外,还上线一个全新产品闪电贷Flash Loan,可实现无抵押极速借贷。这是区块链世界的首个无抵押借贷产品,具有开拓性创新。

闪电贷的原理是Aave在智能合约中加入一个FlashLoan()函数,资金临时转移到该智能合约中,执行开发者设计的交易操作。若资金和费用确认归还至借贷资金池,则执行操作成功;若归还少于借出资金,出借资金退还至借贷资金池,还原交易。

整个过程是由FlashLoan()函数来保证执行。闪电贷的借款还款操作必须在同一个以太坊区块内完成,目前以太坊的出块时间约13秒,即闪电贷的借款时长不得超过13秒。

1月18日,首笔闪电贷的套利交易已完成,该交易是由ArbitrageDAO设计的对Dai和Sai之间的套利操作。

ArbitrageDAO借取3,112.94DAI,实现套利8.95 DAI ,减去gas支出0.02个ETH(约合3.5DAI),盈利5.45DAI,利润率0.175%。另外,闪电贷需要支付0.35%的手续费,其中手续费的90%将沉淀在借贷资金池中,所有借款人共享收益。余下的10%还是遵循二八原则,80%用于LEND回购销毁,20%用于推广奖励。

https://etherscan.io/tx/

此外,闪电贷还能有什么应用场景呢?根据创始人Stani Kulechov介绍,闪电贷可以用于去中心化交易所之间的币价套利,以太坊Defi产品之间的利率差套利,以及借款平仓即将触及清仓线的Maker CDP,减少13%的清仓罚金缴纳。

众所周知,现在以太坊上Defi借贷类产品的利率是由各个项目社区自治投票决定,而以太坊上去中心化交易所DEX的流动性差,没有深度。闪电贷的出现,可以有效地打破这一壁垒,用市场机制来做价格发现,用套利来磨平各产品之前的价差,促进市场有效,定价合理。

去中心化的“合约帝”Genesis Vision


Genesis Vision发布最新GV 2.0版本,产品的核心功能上线,即GV Follow功能。该功能帮助投资人实现直接跟单操作。交易员通过加载API密钥,就可以轻松地将自己在交易所的交易记录传入GV平台,无需登录GV账户。GV平台上的投资人就可在关注列表中查阅交易员的交易情况,并能够遵循其的交易策略,进行跟单。

交易员将从订阅者的佣金中赚取GVT。佣金分交易费用和盈利提成两种。

例如,交易者在其外部Binance Follow账户上设置10%的交易费用。若币安交易佣金为0.1%,交易者将从每个订户的复制交易中获得0.01%的收益。盈利提成是对跟随交易所赚取的利润收取费用,没有利润意味着不收取任何费用。

项目方在产品设计时都充分考虑了GVT代币,所有费用均从平台钱包中以GVT收取。此外,平台收取费用也将用于二级市场回购GVT销毁。根据2019年第四季度报告,平台盈利提成费用为2,514美元,这笔钱的30%被用来从市场上购买GVT销毁。

Genesis Vision发布年度报告,公示2019年运营数据:20,314位用户注册,交易员执行了13,846个投资策略,完成163,049笔交易,总交易额为7亿美元(5.3k BTC,3.9k ETH,36.7k USDT,6.56亿美元),总投资额约119万美元(576,747 GVT,52 BTC,304 ETH,181,392 USDT,以1月14日价格计价)。

Genesis Vision的产品定位类似于交易所举办的交易大赛,真实可信地展示交易者的操盘水平,挖掘有潜力的民间交易高手。优秀的交易者将获得市场追捧,通过代客理财赚取收入。

说完上期亮点项目的重大进展,简单回顾上期的其他项目。Grin和Beam顺利完成硬分叉,Grin变更了挖矿算法,Beam上线了原子互换,完成代币奖励减半。其余项目均有延期,一类是项目公布了延期后的具体时间,这部分将在下面的2月份重大进展中介绍。一类是项目没有发布后续更新日期,在此就不做过多阐述。

废话不多说,头等仓持续关注的项目池中,又有哪些项目即将迎来大事件?本期,头等仓整理出来的项目共10个,将在二月份迎来重大进展,详情如下:

*项目进展以排名顺序整理,排名选取Coinmarketcap网站2020年1月21日的数据。

Tezos(XTZ),排名#14


Tezos创建于2018年6月,是一个具有图灵完备智能合约的底层区块链项目。早在2014年项目就提出了链上自治的解决方案。这套链上自治系统可以对系统升级路线和事务开发优先级等进行代币投票,这将有助于解决争端,防范网络硬分叉。

1月19日,Tezos主网Carthage V2.0版本投票已通过,现在进入测试阶段。截止2月11日,主网Carthage V2.0版本将结束测试阶段,社区将根据测试结果来投票决定是否正式主网上升级。若测试结果获得社区投票通过,预计2月底Tezos主网正式升级。

Tezos Carthage 2.0提案的主要内容有:1.将消耗Gas值上限在原有基础上增加30%,即每笔转账操作的Gas由80万提高到104万,则每个区块的转账费用将从800万提高到1040万。这样的调整将使Tezos网络能够执行更复杂的智能合约。2.改进了用于计算烘焙的公式,使计算结果更加精准。

Cosmos(ATOM),#19


Cosmos成立于2016年,打造一个支持跨链交互的异构网络,由许多独立的并行区块链组成,采用Tendermint共识算法,允许大量自主开发的区块链相互扩展和交互。Cosmos专注于链间的资产转移,这是一种相对简单的跨链类型。

Comos跨链交互的核心协议之一是链间通信协议IBC (全称Inter-Blockchain Communication)。基于Tendermint共识机制的项目可以通过IBC协议相互操作,该协议采用加密方式来证明消息是从区域发送到另一个区域的。

Cosmos团队计划在2020年1月底推出IBC的测试竞赛Game of Zone,奖金池有10万个ATOM。测试竞赛的目的是测试IBC的性能情况,为IBC主网发布做准备。

Augur(REP),#39


Augur基于以太坊构建去中心化的预测平台,预测市场以美国政治事件为主,用户基于现实世界的事件创建Augur预测市场,押注事件未来的结果,最后基于预测结果进行结算。

原计划2020年1月Augur V2版本发布,目前处于待发布状态。项目官方Twitter反复强调V2即将上线,预计上线时间在2月初。

Augur V2版本对产品功能进行较大的改进和完善,除了对预测市场的操作流程做了更详尽的优化外,还将集成去中心化交易所0x的技术,以实现订单创建、修改和撤销。V2版本将支持稳定币Dai参与预测市场押注,用于最终结算支付。

Ravencoin(RVN),#42


Ravencoin创建于2018年1月,是一个资产发行平台。它基于比特币代码,在此基础上增加了发行资产、奖励、以及通信投票等功能。

Ravencoin团队在1月10日更新了版本3.3.0.0,该版本添加的功能包括:1.限制性资产,即添加了标签功能的资产。标签可为Raven链上的资产添加KYC等标志,表明其符合监管要求。2.短信通讯,即资产间的信息传递。3.分红/奖励,即资产发行人将资产收益分发给持有人。这次升级是Ravencoin实现链上资产发行的重要一步。

目前,社区正在对版本升级进行投票,激活投票一轮时间为1.5天,需要85%以上的支持率才能激活这一版本。现在社区已经进行了6轮投票,支持率在78%左右,根据头等仓跟进的情况,预计此版本激活将会在2月份完成。

Decentraland(MANA),#94


Decentraland是一个分布式共享虚拟现实的VR平台。用户可创建体验这个虚拟世界,也能参与开发平台内容来赚取收益。MANA系统中土地Land是项目底层资源,用于所有虚拟场景的构建。它在以太坊生态中具有唯一性且可转移的数字资产,简称非同质化代币NFT。

MANA宣布将在2月20日发布正式版本,对所有用户开放,以此增加用户数量。详见头等仓报告《Decentraland将于2.20对公众开放!》。在版本发布期间,项目方将举办《In-Word》 的寻宝游戏,用户可以在场景中寻找项目方设置的NFT礼品,这些NFT礼品可以在Opensea上进行交易。同时,MANA还将采用Aragon的DAO功能,由社区参与MANA经济模型的确定,例如系统中的土地Land拍卖规则等。

Status(SNT),#96


Status产品定位是做以太坊生态上的流量入口,类似“微信”。Status应用程序有内置钱包,社交通信。还开发了DApp Discovery,相当于以太坊去中心化的dapp应用商店。

图片来源:Status官方博客

原计划是2019年9月,Status将推出V1版本,实现去中心化的社交通信。团队发布的最新工作报告中有说明,Status V1版本将延期至2020年2月。

Aragon(ANT),#159


Aragon创建于2017年5月,是一个建立在以太坊上的DAO底层平台,允许任何人使用该平台创建和管理自己的DAO组织,如公司、开源项目、非政府组织、基金会、对冲基金等。

2020年2月10日,项目将激活Aragon Court的陪审员角色,这也意味着Aragon Court功能的正式上线。Aragon Court是DAO组织自治过程中解决各方纠纷的场所,而陪审员的使命是起草诉讼,并通过投票代币ANJ对诉讼案件进行表决,诉讼起草和胜诉方投票的陪审员可获得Dai的收益,此外起草诉讼的陪审员可以获得10 DAI的收入。

社区成员要成为陪审员,需在2月10号前锁定至少1万个ANJ,而ANJ的获取需要通过质押ANT以1:100的比例兑换。截至2月10日,ANJ是按固定比率1:100兑换,之后ANJ将按照自动做市商的汇率决定兑换比例,ANT和ANJ之间可自由兑换。

Aragon已支持Dai作为筹款的加密货币,随后纠纷仲裁的功能模块Aragon Court也将推出。可见,若采用Aragon来发起募资,将会使项目的财务情况公开透明,且可以受到社区的监管。一旦项目方出现问题,社区可以决定是否再发放资金,这可以有效防范空气项目以及项目方不作为的情况,促进区块链行业发展。

Particl(PART),#371


Particl创建于2017年7月,在比特币代码的基础上加入隐私协议,构建一个具有匿名性的电子商务平台,允许客户和商家直接访问网络。用户可购买或出售任何东西,平台类似于亚马逊。该平台上的所有交易数据、支付记录和对话通过自治的分布式网络传输,无需经由中央服务器。

Particl的Open Marketplace正式主网发布是在2019年8月12日,产品不断迭代更新,目前更新至V2.3.2版本,已实现的功能有:商品批量上架、商品评论及反馈回复、订单取消、Particl钱包支持比特币交换、开发机器人的开发SDK、降低商品上架费用等。

2月初,团队将发布Particl新版路线图,强调项目将进入新的阶段,原来以产品功能为主的开发基本完成,下一个阶段围绕产品的商用推广和落地应用,提高产品的使用率和用户体验。

Bluzelle (BLZ),#496


Bluzelle成立于2018年1月,是第一个为应用程序提供分散协作按需付费的数据库服务。Bluzelle的数据库服务任务可自动分发,通过分片来实现安全的数据存储,利用分布式群集和节点网络无限扩展,并达到动态调整节点请求时间等性能。

项目计划于2月6日发布主网CURIE版本中的多节点互信任Multi-Farmer Trusted的数据库功能。该功能可支持社区成员在系统制定的规则下搭建网络节点,自由进出Bluzelle网络,而在此之前网络节点均由官方搭建,且未向社区公布任何网络数据,引发社区成员对项目中心化的担忧,进而对项目产生疑惑。

此外,我们还需等待官方公布BLZ代币的经济模型、网络的使用情况。这些不仅能增加社区的参与度,还能对项目的应用情况有所了解,值得期待。

Dero(DERO),#540


Dero是主打匿名智能合约的项目,匿名协议是基于门罗框架,结合BlockDAG技术,来构建智能合约,从而实现合约匿名。而项目的重要里程碑Stargate版本就是要实现这个功能。

团队核心开发者2名,开发进展较慢,从而导致Stargate版本的测试网发布一推再推,从2019年第四季度推迟到2020年第一季度。最新披露,项目方宣布该版本将推迟到2020年第二季度发布。

图片来源:Dero官方博客

以上是2月份将有的重大项目进展,也许有些项目随着进展的延期逐步归零,可是也有一些项目埋头做事,真正地用区块链技术解决真实的需求。熊市中这场寻宝游戏,头等仓期望与君同行!

在此,头等仓恭贺大家新春快乐,阖家欢乐!

Bitcoin Saw a “Mega Rejection” at $9,200, And It Should be Worrisome for Bulls

Over the past few days, Bitcoin (BTC) has stalled, finding itself between a rock and a hard place. Many analysts are currently undecided where the cryptocurrency will go in the next few weeks, though one top trader recently noted that BTC’s price action at $9,200 could be a precursor to more downside.

How Bearish Is Bitcoin’s Rejection at $9,200?

In the wake of Bitcoin’s flash crash at $9,200 last week, Haejin noted that this represented a “mega rejection” on a daily basis. He specifically looked to the fact that BTC saw a bearish retest of the 200-day moving average, collapsed out of a multi-week rising wedge, and failed to surmount key macro resistance — three signs showing bears remain decisively in control.

So what does this “mega rejection” mean for Bitcoin per Haejin? Well, it fulfills a bearish fractal that the commentator laid out.

Per previous reports from NewsBTC, this Haejin last week pointed out that Bitcoin’s price action since the $14,000 top in June is eerily reminiscent of that seen in the 2018 bear market, with both cycles seeing a downward price channel, an upward wedge-formed false breakout (like the one we just saw), declining volume, and signs of capitulation.

Haejin then added that if BTC follows the exact path it did in 2018, the price will soon collapse back to the $6,000s, then Bitcoin will capitulate in March or April to fall as low as $3,300 by the time of the halving.

Can Bitcoin Bulls Step In?

Although this rising wedge breakdown is notably bearish, analysts haven’t given up hope that bulls will eventually step in, negating the aforementioned fractal analysis.

Just this week, analyst Filb Filb — who notably called Bitcoin’s flash pump to the $9,000s and crash to the $6,000s in late-2019 — wrote in a recent newsletter that he is bullish on BTC heading into the block reward reduction or “halving” slated to take place in May:

“Overall, Bitcoin is exactly where [I] anticipated; slowly grinding up towards previous resistance… I’m very much of the opinion that Bitcoin will reach to at least $12,500 level before the halving.”

As to why $12,500 makes sense, he noted that that is the “top target” for a bullish inverse head and shoulders chart that is forming on a medium-term basis for Bitcoin.

There’s also Financial Survivalism, a trader who in December called BTC’s move into the $8,000s and $9,000s we just saw, explained in an extensive TradingView post that he thinks that BTC is on track to hit $20,000 by July 1st.

Survivalism cited a flurry of strong technical factors and the impending halving.

Featured Image from Shutterstock

Cryptocurrency News From Japan: Jan. 20–24 in Review

What can I do to prevent this in the future?

If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware.

If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices.

史上最大庞氏诈骗案——所谓机构进场,并不如想象的那样神秘

在过去的2019年里,我们最期待的事件之一就是机构进场。尤其是BAKKT的出现,让我们对机构进场并带来牛市充满了期待,可惜,我们期待的牛市还是没来。

专业的投资机构到底是什么样?很多人都知道软银孙正义投资马云的故事,很厉害,很有眼光,但其实大多数机构和我们一样,也会上当受骗……

今天我们来看一下史上最大的“麦道夫诈骗案”——诈骗金额650亿美元,时长达20年才因为意外事件崩盘……

主角麦道夫曾担任纳斯达克股票市场公司董事会主席,他一直是华尔街著名的投资专家,看起来不但是个正经人,而且很靠谱,能力很强。

他在20年里,利用超高回报和良好口碑,编织了一个美丽的梦,把诸多机构玩得团团转,各个国家的银行、对冲基金等,当然也包括很多知名的企业家。

麦道夫1938年出生。22岁时从大学毕业后利用做小生意的5000美元投资成立了伯纳德· 麦道夫证券投资公司,并开始赚钱——他一开始确实是一个厉害的生意人和投资人。

70年代中期,麦道夫投入了25万美金升级电脑设备,为投资者买入卖出纽约证交所的股票。1989年,麦道夫的公司已经掌握了纽约证券交易所超过5%的交投量。

那时候他已经凭借正经生意赚到了普通人几辈子赚不到的钱,和金融巨鳄索罗斯同被《金融世界》杂志评定为华尔街最高收入的人物。

但或许有钱人总是不满足的,总是要寻求更多的刺激,他从80年代末期就开始了行骗……

1992年,麦道夫向《华尔街日报》宣称,他在20多年前起,就使用一种套利策略,每年都能获得最少20%左右的回报。每年20%,这是一个惊人的数字,在那个年代,简直是让人受到惊吓的回报率。

麦道夫很善于包装自己,他少言稳重、彬彬有礼。而其客户能得到源源不断且稳定的回报——这个过程持续越久,就越有吸引力。

但这还不够,他尝试向巨富营销。

他购买超级游艇,然后让好朋友去散播消息,说我认识麦道夫,可以给你引荐。就这样保持着神秘感和吸引力,很多人因为他纳斯达克主席的身份,十分受人信赖,加上业绩摆在哪,口碑越来越好。

对于一些富人来说,认识其他有名望、有本领的人,可能比投资收益还更重要,甚至是一种身份的象征,而麦道夫就是这样的一个人——他把自己包装成为了投资界的奢侈品。

他经常举办高端聚会。他曾经在一个叫棕榈滩乡村俱乐部的地方专门买了一个豪华公寓——因为这个所谓的乡村俱乐部是由一堆在美国的犹太富豪创建的,每年会费就高达25万美元。

而他,成功吸引着这个俱乐部三分之一的富豪把资产交给了他打理。

能把钱交给麦道夫打理,就是一种身份的标志,一种更高端的上流社会的象征。

在币圈,李老师的代投群收费是多少?3000个以太币。好像也满员了;XK大神的合约群收费上1万元起步?

智商税从来不便宜。

对于麦道夫的套利手法,没有人知道真相——大家都会觉得这是他的商业机密。实际上,他的商业机密很简单,就是建立一个完全中心化的秘密帐本,然后不断的用后面的人给前面的人发工资……

这个游戏他玩了足足二十年,因为他的名望太大,投进来的钱太多,所以直到二十年后,如果不是意外事件,他能继续玩下去。

在金融危机前的2008年底,他的投资公司在纳斯达克排名23位,平均每日成交量约为5000万股,客户遍布全球。

后来金融危机爆发,投资者们要求赎回资金,麦道夫面临着70亿美金的资金赎回压力。

他叫来了二个儿子,告诉了他们真相,于是作为公司交易主管和业务的二个儿子主动揭发发自己的父亲(注意:检举有功)。

就这样,与“股神”巴菲特齐名的投资大师麦道夫先生,因诈骗650亿美元被FBI带走了……

我们看看上当的部分机构名单:

我们可以知道一件事,所谓机构确实能人很多,但也没有想象的那么厉害。机构也是由人组成的,只要我们坚持学习,在区块链的浪潮中,我们也能找到属于我们自己的机会。

千万不要迷信任何大佬,不要相信任何所谓搬砖或套利的技术了,世界的真相总是只有一个——我想要利润,他想要本金。

投资最重要的一点就是:相信自己。

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